Press Releases and Announcements

Risk Technologies Introduces ASP-Hosted RTI Coverage Express™
For Instant Policy Access and Coverage Verification

February 9, 2001

[Dallas] February 9, 2001 -- Risk Technologies, Inc., an independent risk management systems solutions provider, today announced the availability of Coverage Express™, a flexible automated coverage and policy verification service offered through a hosted application service provider (ASP) environment. The service is ideally suited for insurance carriers and MGAs (managing general agencies) to support coverage verification for their contracted third-party claims administrators and others without access to the carrier's internal policy management system. The service is offered with customization to promote increased levels of functionality, and may be hosted by RTI or at the carrier locations. Coverage Express™ supports on-demand, on-line access to a carrier's policy data repositories worldwide, and features pre-determined security and access levels allowing the user to assess coverage responsibilities of a claim submission on behalf of the carrier. Optionally, the application can be integrated with RiskVision™, the core claims management-processing engine, to automate the validation processes for the administrating party. ASP delivery of Coverage Express™ circumvents the high cost and inefficiency of verbal
verification on high volume carrier programs.

"Coverage Express™ is another step by RTI in our effort to be the leader in providing the backbone for the "virtual insurance organization," said Mickey
Mikesell, senior vice president of business development for Risk Technologies, Inc. "What really differentiates Coverage Express™ is its scalability and its capacity to be tailored to meet the needs of each carrier client."

Coverage Express™ integrates easily and effectively with a carrier's legacy operational system and can interface with whatever delivery channel is best suited for the client and their supporting claims administrators, such as the Web, direct line, intranet, etc. The service also comes with a standard set of operational reports.

The release of Coverage Express™ supports RTI's continued expansion into the flourishing ASP space. ASPs have emerged in various business-to-consumer and business-to-business service industries as a promising model in the delivery of software solutions for "on-the-spot" decisions.

ASPs typically provide the use of software applications, implementation services, required computing hardware, secure network connectivity, on-going
system operation, and scaling and upgrading on a "fee-for-usage" basis. This allows businesses to process higher volumes of increasingly complex
applications, achieve economies of scale, and avoid the inherent risks of purchasing and implementing an expensive in-house system.

About Risk Technologies, Inc.

Risk Technologies, Inc. (RTI), is a Dallas-based software and consulting company which also operates a West Coast office in San Diego, Calif. Founded
in 1988, RTI is the authority in providing dynamic solutions for acquiring, managing, personalizing and analyzing risk information. Servicing the entire risk information lifecycle, Risk Technologies' software, data conversion services, application service provider (ASP) hosting and professional consulting enable companies to implement solutions in-house or fully outsourced to Risk Technologies. RTI has more than 100 years' combined experience in providing RMIS solutions to its national client base, including governmental entities, insurance companies, and public and private corporations. For more information, visit the Web site: http://www.riskvision.com, or contact the company at 817-477-2197, or e-mail to: info@riskvision.com.

The companies referenced herein are trademarks or registered trademarks of their respective companies.